Legal Disclaimer 

  1. On-Line Content

The content and the publications on these web-pages is neither an offering for the conclusion of a contract, binding information, rendering of advice nor an offering for the conclusion of a contract with regard to the rendering of advice or information. The content of the web-pages is updated only from time to time. Living in New York, therefore, does not warrant that the content and information made available on these web-pages as topical, accurate, fit for a particular purpose, or complete.  Living in New York emphasizes that the information and opinions made available on these web-pages is not intended to be and should not be viewed as a substitute for consultation with a specialist.  Living in New York is not liable for the inability to access these web-pages, the quality of access or the quality of the reproduction of the web-pages, for memory breakdown, viruses or other harmful code, disruptions of service, possible delays, deletions, failures or faulty transmissions.


Without limiting the foregoing, Living in New York is not liable for damage causing events (e.g. loss of data), occurred during transmissions outside the control of Living in New York.  Living in New York expressly reserves the right - without a specific notification - to change, modify, amend or delete, in whole or in part, the content on these web-pages or to discontinue, for a period of time or indefinitely, this service.

External, direct or indirect links on these web-pages to web-pages of other providers provide only for a link to the content of third parties; such content is not content of Living in New York. The links are recognizable from their context or are explicitly identified as links.  Living in New York has no influence whatsoever on the content made available on such third party web-sites, and it does not make this content its own by providing for the link.
Living in New York has no influence on the design and content of the linked web-pages or for any content provided by third parties, on inter alia, guest-books, discussion forums, and mailing lists.  Living in New York is not responsible for such third party content or linked web-pages in any way.

  1. Copyright

The content made available by Living in New York on these web-pages is protected by copyright. The user is obligated to observe and not infringe upon these copyrights. The user may only download or temporarily store content from these web-pages on a computer or screen for private purposes. The user may further use and make copies (e.g. by print-out) of parts of the content and exclusively for private, noncommercial purposes. The user may only use the data for private purposes. The rights of the user under this paragraph are provided under the condition that the user maintains without any changes any and all copyright and other marks in the copies made. All other use of the content (including but not limited to, copies for business purposes, copies made available to third parties, amendments, changes for own purposes or the purposes of third parties, translation, modifications, arrangements and other changes) require the prior written consent of Living in New York.

  1. Trademarks

Any logos, trade names, or product names used on these web-pages are the trademarks of Living in New York or their respective owners and may not be used without permission in connection with any third-party products or services.

  1. Miscellaneous

The disclaimers and limitations of liability in this Terms of Use are an integral part of the content of these web-pages. The invalidity or unenforceability of one of the provisions above does not lead to the invalidity or unenforceability of the other provisions. Invalid provisions shall be replaced by such provisions, which come closest to the intended purpose of the invalid provision.

  1. No Warranties

This website is provided “as is” without any representations or warranties, express or implied.  Living in New York makes no representations or warranties in relation to this website or the information and materials provided on this website. 

  1. Prejudice

Without prejudice to the generality of the foregoing paragraph, Living in New York does not warrant that:

l  this website will be constantly available, or available at all; or

l  the information on this website is complete, true, accurate or non-misleading.

  1. Advice

Nothing on this website constitutes, or is meant to constitute, advice of any kind.  If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.

8.    Limitations of liability

Living in New York will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

l  to the extent that the website is provided free-of-charge, for any direct loss;

l  for any indirect, special or consequential loss; or

l  for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if Living in New York has been expressly advised of the potential loss.

  1. Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Living in New York’s] liability in respect of any:

l  death or personal injury caused by Living in New York’s negligence;

l  fraud or fraudulent misrepresentation on the part of Living in New York; or

l  matter which it would be illegal or unlawful for Living in New York to exclude or limit, or to attempt or purport to exclude or limit, its liability.

  1. Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.  If you do not think that they are reasonable, you must not use this website.

  1. Other Parties

You accept that, as a limited liability entity, Living in New York has an interest in limiting the personal liability of its owners, officers and employees, agents, subsidiaries, successors, assigns and sub-contractors.  You agree that you will not bring any claim personally against Living in New York’s owners, officers, employees, agents, subsidiaries, successors, assigns and sub-contractors in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Living in New York’s owners, officers, employees, agents, subsidiaries, successors, assigns and sub-contractors.

  1. Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

  1. This website disclaimer

This website disclaimer is based on a precedent created by template-contracts.co.uk and published by freenetlaw.com